Ghar Kharcha (“we”, “our”, or “us”) is a personal and family expense tracking application designed to help users manage household finances easily and securely. Your privacy is extremely important to us, and this Privacy Policy explains how we collect, use, and protect your information.
We collect limited personal information only when necessary to provide core app functionality. The types of data we may collect include:
Ghar Kharcha may request permission to read SMS messages in order to detect financial debit alerts sent by banks or UPI services. This feature is strictly opt-in.
We do not read personal messages, OTPs, or conversations. SMS data is processed locally on your device only to identify transaction amounts and is never stored or shared.
We use your information solely to provide and improve the app experience. This includes:
We use analytics tools (such as Firebase Analytics) to understand how users interact with the app. These tools collect anonymized usage data to help us improve features and fix issues. This data does not personally identify you.
Ghar Kharcha displays ads using third-party ad services such as Google AdMob. These services may collect device identifiers or usage information to show relevant ads. We do not control or store ad personalization data.
We do not sell, trade, or share your personal data with any third party. Your data is only shared when required to provide essential app services (such as authentication, analytics, or ads) and only with trusted service providers.
We take data security seriously. All user data is stored securely using industry- standard practices and protected by authentication and access controls. While no system is 100% secure, we continuously work to safeguard your information.
Ghar Kharcha is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us so we can remove it.
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the updated date will be revised accordingly. We encourage users to review this policy periodically.
If you have any questions or concerns about this Privacy Policy or your data, you can contact us at: